A mortgage is a loan provided by financial institutions, mostly banks to help home buyers purchase a home. One of the mortgage’s biggest advantages is that you get to own a bigger chunk of your property every time you make a mortgage payment. The property in hand acts as the collateral of the loan.

Most lenders will require you to pay an initial twenty percent of the value of the property before going on to pay instalments as agreed with your lender. In the ever sprawling Real Estate market in Kenya, mortgages have come in handy in helping home buyers buy homes efficiently and affordably.

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Mintvilla Housing is a Kenyan based developer of Integrated & Affordable lifestyle communities offering exceptional value to aspiring homeowners

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